I got approved for the loan modification. I’m a bit scared honestly, but I’m just going to press on. This whole pandemic isn’t helping matters. The government has full intention of bailing out big corporations; like the airlines.
I like how socialism works for corporations and farmers but not for people. Makes total fucking sense. Have safety nets for huge corporations that have tons of insurance and heavy coffers and CEO’s who make millions of dollars and none for people who live paycheck to paycheck. Yea. So much sense.
I’m absolutely positive the government has zero intention of helping small businesses , who will suffer greatly from any sort of quarantine.
But I can’t think of that right now. I just have to get my eldest through high school. That’s all I have to do. Then if I have to I can rent out the house and move somewhere much more affordable. So one more year. That’s all I need. To cover my mortgage one year.
It’s funny that going into the loan modification I had no idea what it actually was. I didn’t understand that they weren’t going to lower my payment, they were just going to take what I owe and fold it into a new loan with new terms. So now my mortgage is actually $210 more a month. Lol. 🙄🙄🙄 The trouble I get myself into in life is only capsized by my stupidity.
So now we are going to have to go into full tight-ass budget mode. Effective immediately, no unnecessary expenditures. None. Zero. Just food and utilities. And one pair of good shoes each. That’s it. I’m hoping that will be enough to get us through this. I’m going to start selling anything I can that isn’t necessary to our existence. We are going minimalist as a lifestyle.
Trampoline, gone. Books, gone. Sexy clothes, gone. All extras sold off. Massive garage sale this summer to help buffer the extra expense of having them home all day and eating more. I’ll have to go through the money I’ve saved from not paying my mortgage to pay my mortgage. Lol. But I’m not complaining. I’m just setting my mind to the task. Going to draw up a budget and stick to it like my life depends on it.
Wish us luck and wash your hands.